Why it's Important to Pre-Qualify
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It's valuable to see a mortgage professional early, even before you've determined what type of house you hope to find. Why? What can we do for you if you have not negotiated a purchase amount, and don't know yet the amount you need to borrow?
We Can Help You Pre-Qualify
Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We will accomplish this by analyzing your income and debts, your employment and housing circumstances, the available funds for a down payment, required reserves, and some other things. It's short and to the point; We take pride in keeping the paperwork light.
We will award you a Pre-Qualification Letter once you qualify, which documents that we're confident you can qualify for a predetermined amount of mortgage loan dollars.
A number of beneifits open to you once you've found your new house, and have pre-qualification. The first is that you can be sure the amount you can afford when determining your offer.
Being pre-qualified also will make your offer look even better to the home seller, like you were bringing them a bag full of cash! They will not need to wonder if they have been wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You have the ability to back up your offer.
We will help you pre-qualify
We will help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process leads you through your finances - your debt, income, job, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.
Face to Face
While you are encouraged to use our tools to calculate mortgage variables on this site, it is essential to meet with us. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have the right mortgage loan program for your situation. We're waiting to hear from you: call us at (602) 332-9544.
Have questions about pre-qualifying? Call us at (602) 332-9544. It's our job to answer pre-qualification questions, so we're happy to help!
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