An Overview of the Mortgage Loan Process

Shopping for a mortgage? We will be glad to help! Call us at (602) 332-9544. Ready to get started? Apply Online Now.

There is little question that getting a mortgage loan is a complicated process. You wouldn't be visiting our site if it were possible to complete a simple loan app and get the best loan funded in one day. But Valley Savers Mortgage, LLC does the heavy lifting so you can concentrate on your life rather than the mortgage loan.

Getting a loan involves four major steps.

Step one: determine how much you can borrow

A couple of factors determine this amount. What kind of monthly payment are you looking for? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. And we can guide you to the right loan amount and best program for you when you answer a few questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step two: complete a pre-qualification

This is where the rubber meets the road and Valley Savers Mortgage, LLC can really save you money. You will give us info about your current job, assets, and your residence history. You'll supply information on your employment, asset, and residence history. We run your credit score and report. After we've reviewed the provided information, we'll provide you with a pre-qualification letter. Be careful with this letter — it is a useful tool when you make your offer! Your real estate agent should use your pre-qual (as they may call it) to make the best offer on the home you choose. While you're looking for a new home with your agent, we find the best program for you.

Step three: apply now! We make it easy

Once you've made an offer and it's been accepted, it's time to apply for the loan. Applying for your loan couldn't get much easier; you can apply any time right here on our site. When the time is right, we will order the appraisal of your new home.

Step four: funding

Your REALTOR® and the seller's will coordinate to find a title company to take care of the funding of your loan. We'll coordinate with this company to ensure the papers your lender will require are in order, and you will probably}likely sign everything at this company's officeWe do all the work to coordinate with this company to set your date of closing. Since you don't need to worry about these details, you can think about moving, paint colors, carpet, and the fun parts of moving into a new house.

You've answered a few questions, provided lots of information, applied online, and Before you know it, you're moving in! We take care of the legwork so you can spend your time finding the new home that's right for you.

The Premier Mortgage Loan Company in Scottsdale, Tempe, Mesa, Paradise Valley, Phoenix, Glendale, and other areas in Arizona

At its façade, getting a mortgage loan can be cumbersome because of the terminologies and processes that are deemed to be quite hard to grasp by ordinary individuals.However, with the help of a reliable mortgage loan company with knowledgeable and experienced loan consultants every mortgage-related decisions you’ll make will rest assured be educated and informed. In Scottsdale, Paradise Valley, Tempe, Mesa,Phoenix, Glendale, and other areas in Arizona, one of the most highly recommended mortgage companies is the Valley Savers Mortgage, LLC.

If you’re looking for a mortgage loan company to help you with your mortgage-related needs such as mortgage refinancing, assessing mortgage rates, and jumbo loans, Valley Savers Mortgage, LLC. isthe company to go.Our main goal is to empower our customers by helping them make the best mortgage-related decisions, be it in purchase mortgage loan, mortgage refinancing, jumbo loans, or assessing mortgage rates. In our website, we provide comprehensive listings and descriptions of all the things you need to know about mortgage loan matters. Our company is helmed by reliable loan officers who can help you navigate successfully through the twists and turns of mortgage loan processes including mortgage refinancing,assessing mortgage rates, and availing jumbo loans.We provide all the details that our customers need to understand in order to arrive at the best possible mortgage-related decisions. Our services are available especially in Scottsdale, Paradise Valley, Tempe, Mesa,Phoenix, Glendale, and other areas in Arizona.

Looking for a mortgage company to help you with your mortgage loans, mortgage refinancing, jumbo loans, or best mortgage rates? Worry no more for home buyers inScottsdale, Paradise Valley, Tempe, Mesa,Phoenix, Glendale, and other areas in Arizona, Valley Savers Mortgage is the company to be trusted for your mortgage-related needs. Visit our website for more details regarding our mortgage loan processes and mortgage rates.

Have questions about the loan process? Call Valley Savers Mortgage, LLC at (602) 332-9544. We answer questions about the loan process every day.

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