When to Speak to Your Mortgage Professional

Searching for a mortgage loan? We can assist you! Call us at (602) 332-9544. Ready to get started? Apply Here.

It's valuable to bring in your mortgage professional early — even before you have started to consider neighborhoods. Why? When you do not yet know how much house you want to qualify for, what can we do for you?

Pre-Qualify

When we pre-qualify you, we help you determine the amount in monthly payments you can fit in your budget, and the size of loan you can qualify for. The process walks you through your current financial situation - your debt, income, employment, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter if you qualify, which states that we are confident you will qualify for a predetermined amount of mortgage loan dollars.

Power in the Pre-Qual

Once you find a house that is right for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. First of all, you have some concrete numbers in mind, as the total you can borrow. Being pre-qualified can also make your offer more attractive to the home seller, like you were bringing them a big box of cash! They will not need to be concerned that they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You will have the sway of a buyer ready to make the purchase right now!

We help with your pre-qualification

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. In the process, we look at your ability to borrow - analyzing your job, available money for down payment, existing debt, income, and other areas. We require a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

You can always use the calculators available on our site to get an idea of how much mortgage you can afford - but it's also valuable to meet with one of our mortgage professionals. We can work toward your pre-qualification letter. Next, we can consider your loan options and be sure you have selected the best one. Let us help you get started: Contact us at (602) 332-9544.

Have questions about pre-qualifying? Call us at (602) 332-9544. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.